:root{
  --primary:#1557c0;
  --primary-2:#4da3ff;
  --accent:#f7b731;
  --ink:#172033;
  --muted:#5e6b82;
  --light:#f6fbff;
  --card:#ffffff;
  --line:#dcecff;
  --shadow:0 18px 45px rgba(21,87,192,.12);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Noto Sans TC","Microsoft JhengHei",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.75}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(1180px,92%);margin:auto}
.topbar{background:linear-gradient(90deg,#eef8ff,#fff);font-size:14px;color:#406080;border-bottom:1px solid var(--line)}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0;flex-wrap:wrap}
.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.9);backdrop-filter:blur(14px);box-shadow:0 8px 24px rgba(31,74,122,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.logo{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--primary);font-size:24px;letter-spacing:.04em}
.logo-mark{width:42px;height:42px;border-radius:14px;background:linear-gradient(135deg,var(--primary),var(--primary-2));display:grid;place-items:center;color:white;font-weight:900;box-shadow:0 10px 24px rgba(21,87,192,.24)}
.menu{display:flex;gap:28px;align-items:center;font-weight:700;color:#30445f}
.menu a:hover{color:var(--primary)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 22px;background:linear-gradient(135deg,var(--primary),var(--primary-2));color:white;font-weight:800;box-shadow:0 12px 28px rgba(21,87,192,.22);border:0;cursor:pointer}
.btn.secondary{background:#fff;color:var(--primary);border:1px solid var(--line);box-shadow:none}
.mobile-toggle{display:none;border:0;background:#eef7ff;border-radius:12px;padding:10px;color:var(--primary);font-size:22px}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#f7fbff 0%,#fff 46%,#edf8ff 100%)}
.hero::before{content:"";position:absolute;inset:auto -10% -18% -10%;height:260px;background:radial-gradient(circle at 20% 40%,rgba(77,163,255,.16),transparent 40%),linear-gradient(180deg,transparent,rgba(21,87,192,.08));border-radius:50% 50% 0 0}
.hero-grid{position:relative;display:grid;grid-template-columns:1.02fr .98fr;gap:42px;align-items:center;padding:72px 0 64px}
.badge{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 14px;color:var(--primary);font-weight:800;box-shadow:0 10px 26px rgba(21,87,192,.08)}
h1{font-size:clamp(38px,5vw,70px);line-height:1.12;margin:18px 0 18px;color:var(--primary);letter-spacing:.04em}
.lead{font-size:20px;color:#3e5876;margin:0 0 26px;max-width:680px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:30px}
.stat{background:rgba(255,255,255,.82);border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:0 12px 28px rgba(21,87,192,.07)}
.stat b{display:block;color:var(--primary);font-size:26px}.stat span{color:var(--muted);font-size:14px}
.hero-img{border-radius:30px;overflow:hidden;box-shadow:var(--shadow);border:1px solid rgba(255,255,255,.8)}
.section{padding:86px 0}.section.light{background:var(--light)}
.section-head{text-align:center;max-width:760px;margin:0 auto 42px}.eyebrow{color:var(--primary);font-weight:900;letter-spacing:.12em}.section h2{font-size:clamp(30px,3.8vw,46px);line-height:1.25;margin:8px 0 14px}.section-head p{color:var(--muted);font-size:18px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 14px 32px rgba(21,87,192,.08);transition:.25s}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.card img.icon{width:100%;border-radius:20px;margin-bottom:18px;background:#f8fbff}.card h3{font-size:22px;margin:0 0 10px;color:#18345e}.card p{color:var(--muted);margin:0}.card .more{display:inline-block;margin-top:18px;color:var(--primary);font-weight:900}
.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}.feature-img{border-radius:28px;overflow:hidden;box-shadow:var(--shadow)}.checks{display:grid;gap:14px;margin-top:24px}.check{display:flex;gap:14px;background:#fff;border:1px solid var(--line);padding:16px;border-radius:18px}.check i{flex:0 0 28px;width:28px;height:28px;background:#e7f3ff;color:var(--primary);border-radius:50%;display:grid;place-items:center;font-style:normal;font-weight:900}
.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:step}.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 10px 28px rgba(21,87,192,.06)}.step::before{counter-increment:step;content:counter(step);width:42px;height:42px;border-radius:14px;background:linear-gradient(135deg,var(--primary),var(--primary-2));color:#fff;display:grid;place-items:center;font-weight:900;margin-bottom:16px}.step h3{margin:0 0 8px;font-size:21px}.step p{margin:0;color:var(--muted)}
.cta{background:linear-gradient(135deg,#1458c9,#52b8ff);color:#fff;border-radius:32px;padding:46px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;box-shadow:var(--shadow)}.cta h2{margin:0 0 8px}.cta p{margin:0;color:#eef7ff}.cta .btn{background:#fff;color:var(--primary);box-shadow:none}
.page-hero{background:linear-gradient(135deg,#eef8ff,#fff);padding:62px 0;border-bottom:1px solid var(--line)}.page-hero h1{font-size:48px}.breadcrumb{color:var(--muted);font-weight:700}.article-card{display:grid;grid-template-columns:420px 1fr;gap:30px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 12px 32px rgba(21,87,192,.08);margin-bottom:24px}.article-card img{height:100%;object-fit:cover}.article-body{padding:28px}.article-body h3{font-size:26px;margin:0 0 10px}.article-body p{color:var(--muted)}
.faq{display:grid;gap:14px;max-width:900px;margin:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 22px;box-shadow:0 10px 24px rgba(21,87,192,.05)}.faq summary{cursor:pointer;font-weight:900;color:#18345e}.faq p{color:var(--muted);margin:12px 0 0}
.footer{background:#11213a;color:#dce9ff;padding:56px 0 24px}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:30px}.footer h3,.footer h4{color:#fff;margin-top:0}.footer a{display:block;color:#dce9ff;margin:8px 0}.copy{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:22px;text-align:center;color:#a9bdd7}
@media(max-width:900px){.mobile-toggle{display:block}.menu{position:absolute;top:76px;left:0;right:0;background:#fff;display:none;flex-direction:column;padding:22px;box-shadow:0 18px 34px rgba(0,0,0,.08)}.menu.active{display:flex}.hero-grid,.feature-grid,.cta,.article-card{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.timeline{grid-template-columns:1fr 1fr}.stats{grid-template-columns:1fr}.page-hero h1{font-size:38px}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.cards,.timeline,.footer-grid{grid-template-columns:1fr}.section{padding:64px 0}.hero-grid{padding:50px 0}.cta{padding:30px}.logo{font-size:20px}}